Budgets Are Useless, Try Tracking Instead

Some of us step into the new year with hope-filled new year resolutions and bid good riddance to 2020. If you are more of a traditional type, perhaps you might have a bucket list of to-dos that you wish to tick off during the year. Nothing fancy, just the yearly oath that you promise to take actions in the year such as spending lesser time on social media, practicing a healthier lifestyle, reading more books and maybe this year you might be thinking of adhering to a budget to keep yourself accountable.